Friday, July 26, 2013

Rockin' the Rewards, Rollin' the Rebates

When planning my trip to visit my Dear Daughter in Jackson, Mississippi, she was trying to help me scope out possibilities for flights as opposed to my driving down- solo. The short version of the story is that for the time span I wanted, the flights weren't really cheap.

It's cheaper to drive. Then I have more flexibility, too.

And, I said to my daughter, I don't mind the drive.

Also- I didn't mention, but I will mention now, in this current quarter, I get additional reward points when I use my credit card at gas stations.

I work all the reward and rebate angles I can.

This quarter, my main credit card, in addition to the 1% on all purchases, is awarding 5% on purchases at gas stations.

When I accumulate enough points, I ask them to cut me a reward check for real money.

But that's not the only way I'm accumulating points. Because, during the month of July, if I make purchases on 10 separate days at my usual gas station, and use *their* reward card, I will get 7000 bonus points on my gas station rewards card.

I can't get *cash* back with this card. However, when I accumulate enough points, I redeem these rewards for gift cards. One holiday, I was able to get 3 different $25 gift cards just with reward points.

I have so many reward cards that it's hard to keep track of them all. I have reward cards for gas, office supplies, printer ink, pet supplies, groceries (2 different chains), cinema, restaurants, department stores. I use some cards more than others, but I have a ton.

Plus the credit card reward program.

One of my restaurant cards is a "club". We pay $59 a year for the club; in return, we get $59 credit towards food, 20% discount on food at the restaurant, a free brunch for me on my birthday, and a free brunch for my husband on his birthday, a free brunch on our anniversary AND on the anniversary of the restaurant. AND 20 free passes to the Comedy Club in the basement  of said restaurant. SUCH a deal!

Since we dine out, and enjoy taking friends to the comedy club, it feels like a deal to us. And since we buy drinks- which aren't covered by the discounts or credits- and because when we redeem the free birthday brunch we buy brunch for the one who *isn't* having a birthday, it works out well for the restaurant, too.

I love working the rewards system. This is how I score better wine: I look at what wine is on sale. I see a nice pinot noir, regular price $23.99, on sale when I use my card for $14.99. BUT WAIT! If I  buy 4 or more bottles of any wines, I get an additional 10% of the sale price! Winning!!

AND, with this grocery reward card, every time I use the card, the store donates a percentage of what I spend to the charity of my choice. I have them donate to my theater troupe.

WINNING!

What was I saying? Oh, yeah...

So, I drove to visit Dear Daughter. Next quarter, though, gas stations are done- we are on to Amazon gift cards and department stores for the holidays. So then I could fly.

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